All stories by TAMAL BANDYOPADHYAY
Will RBI Rescue Banks Again?
Rediff.com20 Jul 2022Many banks' profits will take a hit and a few of them could even end up being in the red because of treasury losses, triggered by a sudden spike in government bond yields in the rising interest rate cycle, notes Tamal Bandyopadhyay.
RBL Bank: Strange Corner Office Changes
Rediff.com5 Jul 2022One thing is for sure: It smacks of the regulator's lack of confidence in the bank's board, points out Tamal Bandyopadhyay.
New Interest Regime: Both Customers And Banks To Feel Pain
Rediff.com29 Jun 2022Shifting to floating rate deposits can work as an anaesthetic gel for some customers, points out Tamal Bandyopadhyay.
What Rise In Interest Rates Means For Banks
Rediff.com9 Jun 2022With the rise in interest rates, bond yields have been on the rise; this will dent banks' treasury profits. Also, many retail borrowers may find it difficult to service their loans when the loan rates rise, points out Tamal Bandyopadhyay.
HDFC-HDFC Bank: Great Marriage, But...
Rediff.com1 Jun 2022But there are challenges, observes Tamal Bandyopadhyay.
Banks' NPAs never went away, they were only hidden
Rediff.com26 May 2022Indeed, there were frauds, and the politician-banker-industrialist nexus played a role in the rise of NPAs, but governance issues in Indian banking are far more nuanced and complex, reveals Tamal Bandyopadhyay.
Revealed: Our Banks' Financial Health
Rediff.com12 May 2022We'll need to wait a couple of years to see how many restructured loans turn bad and whether some banks fall victim to their obsession for growth, explains Tamal Bandyopadhyay.
Why RBI Announced Rate Hike In May
Rediff.com4 May 2022In its scheme of things, tackling inflation now comes ahead of ensuring growth in the world's sixth largest economy, points out Tamal Bandyopadhyay.
Are Banks In Good Shape?
Rediff.com19 Apr 2022Flush with liquidity, banks are eager to lend. And, therein lies the problem, warns Tamal Bandyopadhyay.
BharatPe: 'Why should I resign?'
Rediff.com12 Apr 2022'At the first board meeting I chaired, I sensed that corporate governance is an issue in this company.' 'I started taking steps that may have aggrieved a few.' 'This has now become a mission I intend to accomplish before I step down.'
'BharatPe board is charting out path for listing'
Rediff.com7 Apr 2022'The company's transition from an individuals-driven private firm to a board-driven listed public one will be carried out in a well-thought-through and well-executed manner.'
Why Has RBI Scrapped Polymer Currency Notes Idea?
Rediff.com9 Mar 2022The RBI has shelved its plan for polymer notes more than a decade after it invited interest from global manufacturers for one billion pieces of Rs 10 denomination polymer banknotes, reveals Tamal Bandyopadhyay.
Nirav Modi has been dethroned!
Rediff.com2 Mar 2022If there were an Olympics for bank frauds in India, Rishi Agarwal, founder and former chairman of ABG Shipyard Ltd, a nephew of the Ruia brothers of the Essar group, would bag the gold, pushing Nirav Modi to his right, says Tamal Bandyopadhyay.
'Our partnership with BharatPe is firm and good'
Rediff.com8 Feb 2022'Banking is a business of trust.'
What exactly happened at RBL Bank?
Rediff.com21 Jan 2022RBL Bank is no Yes Bank. It's not fraught with fraud. It's a story of limitless ambition and greed for growth under a leader who doesn't want to give up, says Tamal Bandyopadhyay.
Mehul Choksi: 'I want to clear my name'
Rediff.com20 Jan 2022'I was shocked by the kidnapping episode. I could have lost my life.'
Will 2 Public Sector Banks Be Privatised In 2022?
Rediff.com17 Jan 2022The government plans to bring down its stake to 26 per cent in these two banks, which are yet to be identified. This may not come in the way of getting investors for these banks, provided the government is willing to step back rather than run them the way it had been doing for over five decades since these banks were nationalised, points out Tamal Bandyopadhyay.
NBFCs Are No Longer Shadow Banks
Rediff.com11 Jan 2022New norms are in place to strengthen regulations for this set of lenders which has been playing a critical role in Asia's third largest economy, notes Tamal Bandyopadhyay.
Rogue ARCs must be punished
Rediff.com6 Jan 2022Why can't we have a sunset clause for the ARCs, which is a global norm? questions Tamal Bandyopadhyay.
Doesn't RBI regret giving banking licences to Ramesh Gelli and Rana Kapoor?
Rediff.com22 Dec 2021Isn't it time to review the 'fit and proper' criteria for banking licence, particularly with reference to individuals applying for it, asks Tamal Bandyopadhyay?